Close one time to the land and the home before construction starts and lock in at today's low interest rates. During construction, you just pay interest over the construction draws and ones fixed rate begins manufactured you move in. Qualifying borrowers may just make a minimal downpayment, and because there is only one closing, you will save considerably on attorney fees, shutting down costs and associated fees. There's no better way to finance the home you've constantly wanted and build it just as you've dreamed, virtually no fuss.