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<title>aarthi137 - stamped: Humsurfer</title>
<link>http://www.humsurfer.com/user/aarthi137/stamped/hot</link>
<description>Community news sharing for Indians</description>
<language>en</language>
   <item>
   <title>Can Akshay Kumar beat Shahrukh Khan ?</title>
   <link>http://www.humsurfer.com/can-akshay-kumar-beat-shahrukh-khan-</link>
   <description>Akshay kumar, the latest synonym for hits in the Bollywood. His latest movie â€˜Kambakkht Ishqâ€™ broke box office records and reaching high. Many critics are of the opinion that he may become next top hero of Bollywood, even beating Shahrukh Khan.</description>
  </item>
   <item>
   <title>TCA Peels : Preparation for Medium Chemical Peel</title>
   <link>http://www.humsurfer.com/tca-peels-preparation-for-medium-chemical-peel</link>
   <description>Medium chemical peels are highly effective in reaching skin smoothness and verve. They as well improve frivolous discolouration and eliminate all right wrinkles. They do nothing as</description>
  </item>
   <item>
   <title>What is Hedging? Letâ€™s understand</title>
   <link>http://www.humsurfer.com/what-is-hedging-lets-understand</link>
   <description>Most of the investors never do hedging in share markets. However, it would be good to understand what is meant by hedging with some examples. After all knowledge is wealth in this century, especially in finance industry.</description>
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   <item>
   <title>Disadvantages of Mutual funds</title>
   <link>http://www.humsurfer.com/disadvantages-of-mutual-funds</link>
   <description>Dilution:   Even though diversification reduces investment risk it dilutes returns. A mutual fund is a portfolio of number of assets. So the returns of a fund are the average return of securities in the portfolio.</description>
  </item>
   <item>
   <title>Magadheera Review Magadheera Movie Review</title>
   <link>http://www.humsurfer.com/magadheera-review-magadheera-movie-review</link>
   <description>Film: Magadheera, Rating: 4/5, Cast: Ram Charan, Kajal, Dev Gil, Srihari, Surya, Sarath Babu, Sunil, Brahmananadam, Hema, Chiranjeevi, Kim Sharma, Mumaith Khan, Subbaraya Sharma, Rao Ramesh etc, Editing: Kotag</description>
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   <item>
   <title>Advantages of Mutual Funds</title>
   <link>http://www.humsurfer.com/advantages-of-mutual-funds</link>
   <description>Diversification:  Mutual funds help reduce overall investment risk. A mutual fund invests in different companies and across different asset classes like equity shares, bonds, futures etc. So even when a share price of a company goes down it would be compensated by the price raise in the other company.</description>
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   <item>
   <title>History of Mutual Funds</title>
   <link>http://www.humsurfer.com/history-of-mutual-funds</link>
   <description>The first mutual fund was started in the Netherlands in 1774.  Then mutual funds spread across Scotland, the U.K and France before entering the U.S.  These early mutual funds are called Investment Trusts. The first American mutual fund was New York stock trust, established in 1889. Then most of the</description>
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   <item>
   <title>ULIPs vs Mutual Funds: Who's better?</title>
   <link>http://www.humsurfer.com/ulips-vs-mutual-funds-whos-better</link>
   <description>Unit Linked Insurance Policies (ULIPs) as an investment avenue are closest to mutual funds in terms of their structure and functioning. As is the case with mutual funds, investors in</description>
  </item>
   <item>
   <title>What is a Mutual Fund? - 2</title>
   <link>http://www.humsurfer.com/what-is-a-mutual-fund-0</link>
   <description>A mutual fund is an investment company which collects money from public by issuing its units, use the collected money to invest in securities, and pass the profit earned back to the investors.</description>
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   <item>
   <title>Personal loans : Best answer to financial needs when facing multiple c</title>
   <link>http://www.humsurfer.com/personal-loans-best-answer-to-financial-needs-when-facing-multiple-c</link>
   <description>A car, home, holiday to favourite destinationâ€¦.- who doesnâ€™t want all that! Few years back it was not so easy to plan all that especially if you did not have the necessary funds. Now it is! Personal loans are making possible fo</description>
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   <item>
   <title>Kalavaramaye Madilo Review Kalavaramaye Madilo Movie Review</title>
   <link>http://www.humsurfer.com/kalavaramaye-madilo-review-kalavaramaye-madilo-movie-review</link>
   <description>Film: Kalavaramaye Madilo, Rating: 2/5, Cast: Kamal Kamaraju, Colors Swathy, Vikram Gokhle, Tanikella Bharani, Delhi Rajeshwari etc, Music: Sarath Vasudevan, Camera: Rajendra, Dialogues: Lakshmi Bhopal, Lyrics: Vana</description>
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   <item>
   <title>How to Perform a Chemical Peel at Home</title>
   <link>http://www.humsurfer.com/how-to-perform-a-chemical-peel-at-home</link>
   <description>Thanks to modern technology, people in their forties can look 10 years younger. Chemical peels are a quick solution to aging skin; however, they can cost a lot of money</description>
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   <item>
   <title>Letâ€™s understand Stock quotes - BSE Quotes</title>
   <link>http://www.humsurfer.com/lets-understand-stock-quotes-bse-quotes</link>
   <description>If you have ever wondered about stock market jargon and if stock quotes intimidate you, then you came to right place. Yes really!!! For beginners in the stock market</description>
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   <item>
   <title>3 Things You Need To Know Before You Get A Mortgage Loan</title>
   <link>http://www.humsurfer.com/3-things-you-need-to-know-before-you-get-a-mortgage-loan</link>
   <description>With an extremely large crowd of lenders ready to provide you with a mortgage loan for your house, getting a mortgage nowadays proves to be hardly a problem for anyone. But getting a low interest rate, affordable mortgage with flexible repayment terms is still a</description>
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   <item>
   <title>Life Insurance - An Important Part of Your Business Succession Plan</title>
   <link>http://www.humsurfer.com/life-insurance-an-important-part-of-your-business-succession-plan</link>
   <description>No matter how certain the future seems, there is always a need for a business succession plan. It's all too easy to give planning a miss when things are going well. But what happens when an unforeseen illness, a natural disaster,</description>
  </item>
   <item>
   <title>Deep chemical peel - procedure, cost and side effects of a face peel</title>
   <link>http://www.humsurfer.com/deep-chemical-peel-procedure-cost-and-side-effects-of-a-face-peel</link>
   <description>If you are considering a deep chemical peel then you should be aware that most plastic surgeons will not consider you for this procedure unless your face is in pretty</description>
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   <item>
   <title>Tamannah, Malavika and Namitha Compete</title>
   <link>http://www.humsurfer.com/tamannah-malavika-and-namitha-compete</link>
   <description>Tamil hero and director S J Suriyah is indeed a lucky man, he has two happening beauties of South Indian Cinema trying to woo him in his next film Vyapari. One of them is the buxom beauty Namitha who is a go getter type and the other is the subtle and sexy Tamannah.</description>
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   <item>
   <title>Gopi Gopika Godavari Review Gopi Gopika Godavari Movie Review</title>
   <link>http://www.humsurfer.com/gopi-gopika-godavari-review-gopi-gopika-godavari-movie-review</link>
   <description>Film: Gopi Gopika Godavari, Rating: 2.5/5
Cast: Venu Thottempudi, Kamalini Mukherjee, Jeeva, Krishna Bhagawan, Sana, Kondavalasa etc, Story: Sankaramanchi</description>
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   <item>
   <title>Financial Ratios â€“ Dividend Policy Ratios</title>
   <link>http://www.humsurfer.com/financial-ratios-dividend-policy-ratios</link>
   <description>These ratios give an insight into the dividend policy of a company.

Dividend Yield   =  Dividend per share / market value of the share

This ratio doesnâ€™t show the future growth.

Payout ratio = Dividend per Share / Earnings per share</description>
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   <item>
   <title>Loan Options For People Who Rent Their Home</title>
   <link>http://www.humsurfer.com/loan-options-for-people-who-rent-their-home</link>
   <description>Many persons who rent their home as opposed to owning it are concerned that they are unable to access many forms of credit. Because they do not own a home, they cannot put it</description>
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